rei.comREI Co-op Mastercard: Earn 5% rewards on all purchases
isclaimer: You will earn 5% in REI Co-op Mastercard Rewards on net purchases (purchases minus any credits or returns) made at REI retail locations and REI.com. Purchases include full-price and discount-price items, REI gift cards, services, fees and REI adventure travel-invoiced trip payments. You will also earn 5% in REI Co-op Mastercard Rewards for donations made to the 501(c)(3) REI Cooperative Action Fund at REIfund.org or in-store at point-of-sale. Purchases made on promotional credit plans at REI do not qualify for rewards.
Last confirmed by the retailer feed on Aug 22, 2026
Why this one made the cut
If you shop at REI regularly, this card pays you back on everything—full price, discounts, gift cards, even donations. The 5% works on sales too, which is rare for rewards cards, so it's worth considering if outdoor gear is a regular budget item for you.
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