GuideMoney saving tipsNovember 10, 20262 min read

Is Target Circle 360 Worth It? Cost and Perks

Target Circle 360 pays off mostly through same-day delivery. Card holders already get the shipping and returns perks free.

Bottom Line

It can be, if you order same-day delivery often. Target Circle 360 costs $99 a year or $10.99 a month. Members get unlimited same-day delivery on orders over $35 with no delivery fee. Non-members pay $9.99 per order over $35. Target says members save over $300 a year, but that figure assumes two same-day delivery orders a month plus an annual Shipt membership, and actual savings vary. You also get monthly freebies on the first of the month, free 2-day shipping on hundreds of thousands of items and an extra 30 days for returns. The catch: Target Circle Card holders already get free, fast shipping and the extra 30 days on returns without the membership. Verified teachers, military members, college students, government assistance recipients and Card holders pay $4.99 a month or $49 a year.

Follow-up questions

How much does Target Circle 360 cost?
The regular price is $99 a year or $10.99 a month. Verified teachers, military members, college students, government assistance recipients and Target Circle Card holders with the card saved to their account pay $4.99 a month or $49 a year. If your eligibility changes, your membership renews at the regular price.
Is there a free trial?
Yes. You can try Target Circle 360 free for 14 days. Trial memberships are not eligible for Target Circle 360 Bonuses, which are only for new or active paid members.
Can I get delivery from stores other than Target?
Yes. Members can order from local grocers, pet stores and more through the Shipt Marketplace using their Target login, with no delivery or markup fees on orders over $35. Select alcohol retailers and items are excluded, and local fees and taxes may apply. Same-day delivery is available only at select Target stores.
How do I cancel or switch plans?
Cancel in the Membership section of your Target.com account or by calling Target.com Guest Services. To avoid a charge, cancel before your current membership period renews. To move from monthly to annual, cancel the monthly plan and sign up for annual after your renewal expiration.

What to do

Count how many same-day delivery orders over $35 you place in a typical month before you pay. If you already carry a Target Circle Card, the membership mainly buys you delivery and freebies, so start with the free trial and see how often you use it.

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Sources: About Target Circle 360 Membership, Target Circle 360 Benefits and Pricing, read Nov. 9, 2026.

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